Call reports 2011
COMMUNITY BANK — 2011
What COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 361,864,000 | 361,534,000 | 367,866,000 | 360,544,000 |
| Total loans | 242,134,000 | 243,910,000 | 240,873,000 | 236,026,000 |
| Allowance for loan losses | 3,969,000 | 4,412,000 | 4,322,000 | 4,042,000 |
| Securities available for sale | 75,883,000 | 63,442,000 | 69,027,000 | 73,254,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 319,421,000 | 318,537,000 | 324,467,000 | 317,283,000 |
| Interest-bearing deposits | 276,298,000 | 276,678,000 | 292,834,000 | 277,225,000 |
| Noninterest-bearing deposits | 43,123,000 | 41,859,000 | 31,633,000 | 40,058,000 |
| Equity capital | 32,905,000 | 33,529,000 | 33,884,000 | 33,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,627,000 | 9,567,000 | 13,970,000 | 18,552,000 |
| Interest expense | 773,000 | 1,462,000 | 2,061,000 | 2,590,000 |
| Net interest income | 3,854,000 | 8,105,000 | 11,909,000 | 15,962,000 |
| Noninterest income | 508,000 | 1,049,000 | 1,673,000 | 2,284,000 |
| Noninterest expense | 3,452,000 | 7,003,000 | 10,521,000 | 14,327,000 |
| Provision for loan losses | 175,000 | 775,000 | 875,000 | 925,000 |
| Pretax income | 735,000 | 2,050,000 | 3,001,000 | 4,031,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 735,000 | 2,050,000 | 3,001,000 | 4,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,416,000 | 31,080,000 | 31,381,000 | 31,761,000 |
| Total capital | 33,496,000 | 34,162,000 | 34,462,000 | 34,784,000 |
| Risk-weighted assets | 245,320,000 | 244,996,000 | 245,095,000 | 240,694,000 |