Call reports 2010
COMMUNITY BANK — 2010
What COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 366,382,000 | 366,036,000 | 380,953,000 | 363,489,000 |
| Total loans | 246,181,000 | 263,185,000 | 259,783,000 | 251,049,000 |
| Allowance for loan losses | 2,913,000 | 4,263,000 | 3,900,000 | 3,881,000 |
| Securities available for sale | 79,200,000 | 76,628,000 | 75,184,000 | 75,972,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,923,000 | 325,290,000 | 338,606,000 | 321,525,000 |
| Interest-bearing deposits | 286,548,000 | 284,430,000 | 292,440,000 | 273,646,000 |
| Noninterest-bearing deposits | 38,375,000 | 40,860,000 | 46,166,000 | 47,880,000 |
| Equity capital | 31,934,000 | 31,288,000 | 32,769,000 | 32,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,915,000 | 10,151,000 | 15,191,000 | 20,241,000 |
| Interest expense | 1,028,000 | 1,961,000 | 2,889,000 | 3,767,000 |
| Net interest income | 3,887,000 | 8,190,000 | 12,302,000 | 16,474,000 |
| Noninterest income | 635,000 | 1,881,000 | 2,717,000 | 3,406,000 |
| Noninterest expense | 3,373,000 | 6,786,000 | 10,000,000 | 13,664,000 |
| Provision for loan losses | 225,000 | 2,475,000 | 2,600,000 | 2,755,000 |
| Pretax income | 976,000 | 862,000 | 2,471,000 | 3,513,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 976,000 | 862,000 | 2,471,000 | 3,513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,844,000 | 29,030,000 | 29,789,000 | 30,430,000 |
| Total capital | 32,784,000 | 32,297,000 | 33,019,000 | 33,571,000 |
| Risk-weighted assets | 258,105,000 | 260,361,000 | 257,541,000 | 250,379,000 |