Call reports 2009
COMMUNITY BANK — 2009
What COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 325,385,000 | 327,963,000 | 337,414,000 | 353,935,000 |
| Total loans | 228,125,000 | 238,044,000 | 243,149,000 | 241,123,000 |
| Allowance for loan losses | 2,704,000 | 3,020,000 | 3,448,000 | 2,669,000 |
| Securities available for sale | 68,680,000 | 70,143,000 | 69,052,000 | 80,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,829,000 | 287,835,000 | 297,214,000 | 313,279,000 |
| Interest-bearing deposits | 252,079,000 | 250,818,000 | 257,727,000 | 271,097,000 |
| Noninterest-bearing deposits | 34,750,000 | 37,017,000 | 39,487,000 | 42,182,000 |
| Equity capital | 30,997,000 | 31,806,000 | 32,842,000 | 31,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,801,000 | 9,647,000 | 14,574,000 | 19,491,000 |
| Interest expense | 1,069,000 | 2,167,000 | 3,229,000 | 4,313,000 |
| Net interest income | 3,732,000 | 7,480,000 | 11,345,000 | 15,178,000 |
| Noninterest income | 673,000 | 1,724,000 | 2,813,000 | 2,730,000 |
| Noninterest expense | 3,260,000 | 6,854,000 | 10,466,000 | 14,247,000 |
| Provision for loan losses | 200,000 | 500,000 | 950,000 | 1,655,000 |
| Pretax income | 1,146,000 | 2,125,000 | 3,017,000 | 2,303,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,146,000 | 2,125,000 | 3,017,000 | 2,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,377,000 | 30,665,000 | 30,864,000 | 28,866,000 |
| Total capital | 33,108,000 | 33,657,000 | 34,004,000 | 31,565,000 |
| Risk-weighted assets | 245,729,000 | 239,333,000 | 250,893,000 | 252,315,000 |