Call reports 2008
COMMUNITY BANK — 2008
What COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 315,557,000 | 313,359,000 | 316,244,000 | 317,756,000 |
| Total loans | 207,138,000 | 224,882,000 | 224,900,000 | 228,622,000 |
| Allowance for loan losses | 2,410,000 | 2,660,000 | 2,828,000 | 2,684,000 |
| Securities available for sale | 86,255,000 | 69,668,000 | 72,034,000 | 70,713,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,437,000 | 279,977,000 | 274,341,000 | 276,947,000 |
| Interest-bearing deposits | 251,675,000 | 243,421,000 | 234,538,000 | 236,671,000 |
| Noninterest-bearing deposits | 34,762,000 | 36,556,000 | 39,803,000 | 40,276,000 |
| Equity capital | 28,464,000 | 27,920,000 | 29,289,000 | 29,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,058,000 | 9,950,000 | 14,802,000 | 19,752,000 |
| Interest expense | 1,752,000 | 3,155,000 | 4,548,000 | 5,720,000 |
| Net interest income | 3,306,000 | 6,795,000 | 10,254,000 | 14,032,000 |
| Noninterest income | 633,000 | 1,338,000 | 2,433,000 | 3,373,000 |
| Noninterest expense | 3,104,000 | 6,341,000 | 9,664,000 | 13,089,000 |
| Provision for loan losses | 100,000 | 175,000 | 326,000 | 455,000 |
| Pretax income | 816,000 | 1,830,000 | 2,910,000 | 4,109,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 816,000 | 1,830,000 | 2,910,000 | 4,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,559,000 | 28,581,000 | 29,169,000 | 29,823,000 |
| Total capital | 30,022,000 | 31,288,000 | 31,910,000 | 32,534,000 |
| Risk-weighted assets | 214,130,000 | 227,720,000 | 227,520,000 | 243,462,000 |