Call reports 2007
COMMUNITY BANK — 2007
What COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 336,192,000 | 331,582,000 | 328,429,000 | 324,946,000 |
| Total loans | 181,000,000 | 191,042,000 | 201,594,000 | 199,950,000 |
| Allowance for loan losses | 2,167,000 | 1,951,000 | 2,096,000 | 2,332,000 |
| Securities available for sale | 103,467,000 | 104,521,000 | 104,154,000 | 88,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,522,000 | 306,705,000 | 301,642,000 | 296,591,000 |
| Interest-bearing deposits | 270,578,000 | 269,468,000 | 261,254,000 | 258,952,000 |
| Noninterest-bearing deposits | 38,944,000 | 37,237,000 | 40,387,000 | 37,639,000 |
| Equity capital | 25,922,000 | 24,128,000 | 26,063,000 | 27,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,272,000 | 10,741,000 | 16,409,000 | 21,846,000 |
| Interest expense | 2,531,000 | 5,115,000 | 7,551,000 | 9,597,000 |
| Net interest income | 2,741,000 | 5,626,000 | 8,858,000 | 12,249,000 |
| Noninterest income | 593,000 | 1,295,000 | 2,023,000 | 3,024,000 |
| Noninterest expense | 2,859,000 | 5,876,000 | 8,969,000 | 12,248,000 |
| Provision for loan losses | 56,000 | 1,356,000 | 1,479,000 | 1,819,000 |
| Pretax income | 419,000 | -311,000 | 433,000 | 1,213,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 419,000 | -311,000 | 433,000 | 1,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,321,000 | 25,599,000 | 26,350,000 | 27,137,000 |
| Total capital | 28,488,000 | 27,550,000 | 28,446,000 | 29,520,000 |
| Risk-weighted assets | 199,240,000 | 208,137,000 | 211,723,000 | 212,444,000 |