Call reports 2006
COMMUNITY BANK — 2006
What COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 306,810,000 | 316,789,000 | 315,847,000 | 328,279,000 |
| Total loans | 169,029,000 | 177,352,000 | 185,028,000 | 180,900,000 |
| Allowance for loan losses | 2,392,000 | 2,433,000 | 2,449,000 | 3,101,000 |
| Securities available for sale | 99,734,000 | 96,527,000 | 90,587,000 | 97,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,635,000 | 291,168,000 | 289,017,000 | 301,812,000 |
| Interest-bearing deposits | 250,408,000 | 256,964,000 | 249,950,000 | 266,119,000 |
| Noninterest-bearing deposits | 30,227,000 | 34,204,000 | 39,067,000 | 35,693,000 |
| Equity capital | 25,453,000 | 24,978,000 | 26,040,000 | 25,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,610,000 | 9,615,000 | 14,736,000 | 20,079,000 |
| Interest expense | 1,941,000 | 4,011,000 | 6,224,000 | 8,556,000 |
| Net interest income | 2,669,000 | 5,604,000 | 8,512,000 | 11,523,000 |
| Noninterest income | 578,000 | 1,228,000 | 1,938,000 | 2,585,000 |
| Noninterest expense | 2,432,000 | 5,054,000 | 7,701,000 | 10,518,000 |
| Provision for loan losses | 140,000 | 170,000 | 212,000 | 1,212,000 |
| Pretax income | 675,000 | 1,608,000 | 2,537,000 | 2,372,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 829,000 | 1,762,000 | 2,691,000 | 2,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,776,000 | 26,964,000 | 27,150,000 | 26,242,000 |
| Total capital | 29,125,000 | 29,397,000 | 29,599,000 | 28,787,000 |
| Risk-weighted assets | 187,847,000 | 198,044,000 | 209,611,000 | 203,082,000 |