Call reports 2004
COMMUNITY BANK — 2004
What COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 271,917,000 | 274,917,000 | 281,599,000 | 283,455,000 |
| Total loans | 159,824,000 | 170,821,000 | 174,796,000 | 176,358,000 |
| Allowance for loan losses | 2,157,000 | 2,149,000 | 2,203,000 | 2,220,000 |
| Securities available for sale | 58,348,000 | 78,273,000 | 77,706,000 | 72,434,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,029,000 | 254,211,000 | 259,297,000 | 261,282,000 |
| Interest-bearing deposits | 223,431,000 | 227,437,000 | 226,884,000 | 229,799,000 |
| Noninterest-bearing deposits | 26,598,000 | 26,774,000 | 32,413,000 | 31,483,000 |
| Equity capital | 21,354,000 | 20,404,000 | 22,075,000 | 21,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,514,000 | 7,182,000 | 10,946,000 | 14,961,000 |
| Interest expense | 958,000 | 2,002,000 | 3,016,000 | 4,130,000 |
| Net interest income | 2,556,000 | 5,180,000 | 7,930,000 | 10,831,000 |
| Noninterest income | 460,000 | 958,000 | 1,530,000 | 2,059,000 |
| Noninterest expense | 2,220,000 | 4,156,000 | 6,395,000 | 8,671,000 |
| Provision for loan losses | 0 | 60,000 | 120,000 | 200,000 |
| Pretax income | 867,000 | 1,978,000 | 3,001,000 | 4,060,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 867,000 | 1,978,000 | 3,001,000 | 4,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,112,000 | 21,608,000 | 22,290,000 | 22,429,000 |
| Total capital | 23,269,000 | 23,757,000 | 24,492,000 | 24,649,000 |
| Risk-weighted assets | 176,861,000 | 183,935,000 | 187,784,000 | 188,563,000 |