Call reports 2003
COMMUNITY BANK — 2003
What COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 236,414,000 | 251,744,000 | 264,799,000 | 271,093,000 |
| Total loans | 167,977,000 | 177,401,000 | 170,346,000 | 165,866,000 |
| Allowance for loan losses | 1,802,000 | 2,551,000 | 2,293,000 | 2,275,000 |
| Securities available for sale | 16,437,000 | 46,817,000 | 54,789,000 | 68,044,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,041,000 | 233,423,000 | 246,811,000 | 253,043,000 |
| Interest-bearing deposits | 197,457,000 | 208,946,000 | 219,467,000 | 222,755,000 |
| Noninterest-bearing deposits | 21,584,000 | 24,477,000 | 27,345,000 | 30,288,000 |
| Equity capital | 17,091,000 | 17,047,000 | 17,664,000 | 17,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,702,000 | 7,561,000 | 11,362,000 | 15,001,000 |
| Interest expense | 1,133,000 | 2,346,000 | 3,477,000 | 4,495,000 |
| Net interest income | 2,569,000 | 5,215,000 | 7,885,000 | 10,506,000 |
| Noninterest income | 479,000 | 988,000 | 1,585,000 | 2,094,000 |
| Noninterest expense | 1,923,000 | 3,775,000 | 5,782,000 | 8,281,000 |
| Provision for loan losses | 275,000 | 1,046,000 | 1,046,000 | 1,046,000 |
| Pretax income | 858,000 | 1,391,000 | 2,670,000 | 3,301,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 858,000 | 1,391,000 | 2,670,000 | 3,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,741,000 | 16,621,000 | 17,745,000 | 17,860,000 |
| Total capital | 18,543,000 | 18,973,000 | 20,038,000 | 20,095,000 |
| Risk-weighted assets | 182,390,000 | 187,970,000 | 192,533,000 | 178,762,000 |