Call reports 2002
COMMUNITY BANK — 2002
What COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 199,602,000 | 206,244,000 | 212,228,000 | 220,482,000 |
| Total loans | 135,323,000 | 148,941,000 | 152,049,000 | 156,559,000 |
| Allowance for loan losses | 1,268,000 | 1,467,000 | 1,528,000 | 1,519,000 |
| Securities available for sale | 23,180,000 | 29,013,000 | 15,118,000 | 26,721,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,965,000 | 185,055,000 | 195,419,000 | 203,325,000 |
| Interest-bearing deposits | 162,084,000 | 164,687,000 | 171,656,000 | 179,090,000 |
| Noninterest-bearing deposits | 18,881,000 | 20,368,000 | 23,763,000 | 24,235,000 |
| Equity capital | 17,105,000 | 15,986,000 | 16,099,000 | 16,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,255,000 | 6,665,000 | 10,042,000 | 13,547,000 |
| Interest expense | 1,086,000 | 2,170,000 | 3,274,000 | 4,399,000 |
| Net interest income | 2,169,000 | 4,495,000 | 6,768,000 | 9,148,000 |
| Noninterest income | 426,000 | 846,000 | 1,653,000 | 2,147,000 |
| Noninterest expense | 1,694,000 | 4,981,000 | 7,209,000 | 8,863,000 |
| Provision for loan losses | 156,000 | 346,000 | 521,000 | 900,000 |
| Pretax income | 745,000 | 16,000 | 852,000 | 1,746,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 745,000 | 16,000 | 852,000 | 1,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,833,000 | 15,451,000 | 15,632,000 | 16,537,000 |
| Total capital | 18,101,000 | 16,918,000 | 17,160,000 | 18,056,000 |
| Risk-weighted assets | 151,707,000 | 162,912,000 | 165,812,000 | 172,717,000 |