Call reports 2001
COMMUNITY BANK — 2001
What COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 175,169,000 | 179,523,000 | 191,455,000 | 191,428,000 |
| Total loans | 109,120,000 | 114,678,000 | 122,478,000 | 130,113,000 |
| Allowance for loan losses | 1,157,000 | 1,247,000 | 1,257,000 | 1,107,000 |
| Securities available for sale | 29,149,000 | 28,186,000 | 28,521,000 | 25,645,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,331,000 | 166,064,000 | 177,241,000 | 177,630,000 |
| Interest-bearing deposits | 144,560,000 | 148,092,000 | 154,360,000 | 154,128,000 |
| Noninterest-bearing deposits | 16,771,000 | 17,972,000 | 22,882,000 | 23,501,000 |
| Equity capital | 13,503,000 | 12,609,000 | 13,478,000 | 13,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,436,000 | 6,921,000 | 10,381,000 | 13,541,000 |
| Interest expense | 1,712,000 | 3,315,000 | 4,828,000 | 6,051,000 |
| Net interest income | 1,724,000 | 3,606,000 | 5,553,000 | 7,490,000 |
| Noninterest income | 314,000 | 722,000 | 1,168,000 | 1,589,000 |
| Noninterest expense | 1,336,000 | 2,862,000 | 4,771,000 | 6,395,000 |
| Provision for loan losses | 150,000 | 240,000 | 250,000 | 275,000 |
| Pretax income | 613,000 | 1,403,000 | 2,187,000 | 2,775,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 613,000 | 1,403,000 | 2,187,000 | 2,775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,532,000 | 11,828,000 | 12,827,000 | 13,137,000 |
| Total capital | 13,689,000 | 13,075,000 | 14,084,000 | 14,244,000 |
| Risk-weighted assets | 124,563,000 | 128,733,000 | 133,799,000 | 138,246,000 |