Call reports 2025
AMERICAN METRO BANK — 2025
What AMERICAN METRO BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 109,457,000 | 111,027,000 | 113,466,000 | 120,324,000 |
| Total loans | 90,641,000 | 90,772,000 | 94,601,000 | 97,532,000 |
| Allowance for loan losses | 1,109,000 | 1,132,000 | 1,150,000 | 1,168,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,308,000 | 87,530,000 | 88,800,000 | 92,046,000 |
| Interest-bearing deposits | 74,290,000 | 70,775,000 | 71,654,000 | 74,887,000 |
| Noninterest-bearing deposits | 14,018,000 | 16,755,000 | 17,146,000 | 17,159,000 |
| Equity capital | 14,975,000 | 15,261,000 | 15,536,000 | 15,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,607,000 | 3,251,000 | 4,955,000 | 6,717,000 |
| Interest expense | 615,000 | 1,199,000 | 1,814,000 | 2,444,000 |
| Net interest income | 992,000 | 2,052,000 | 3,141,000 | 4,273,000 |
| Noninterest income | 44,000 | 87,000 | 131,000 | 180,000 |
| Noninterest expense | 818,000 | 1,620,000 | 2,449,000 | 3,311,000 |
| Provision for loan losses | 15,000 | 30,000 | 40,000 | 60,000 |
| Pretax income | 203,000 | 489,000 | 783,000 | 1,082,000 |
| Income tax | 0 | 0 | 20,000 | 43,000 |
| Net income | 203,000 | 489,000 | 763,000 | 1,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,942,000 | 13,228,000 | 13,503,000 | 13,701,000 |
| Total capital | 13,956,000 | 14,266,000 | 14,561,000 | 14,781,000 |
| Risk-weighted assets | 80,996,000 | 82,955,000 | 84,556,000 | 86,310,000 |