Call reports 2024
AMERICAN METRO BANK — 2024
What AMERICAN METRO BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 94,744,000 | 92,688,000 | 103,620,000 | 106,153,000 |
| Total loans | 74,820,000 | 77,273,000 | 85,518,000 | 88,761,000 |
| Allowance for loan losses | 996,000 | 985,000 | 1,005,000 | 1,083,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,537,000 | 74,875,000 | 80,667,000 | 82,230,000 |
| Interest-bearing deposits | 56,901,000 | 56,274,000 | 62,595,000 | 63,837,000 |
| Noninterest-bearing deposits | 17,636,000 | 18,601,000 | 18,072,000 | 18,393,000 |
| Equity capital | 13,917,000 | 14,396,000 | 14,603,000 | 14,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,368,000 | 2,840,000 | 4,376,000 | 6,051,000 |
| Interest expense | 479,000 | 1,028,000 | 1,620,000 | 2,238,000 |
| Net interest income | 889,000 | 1,812,000 | 2,756,000 | 3,813,000 |
| Noninterest income | 46,000 | 95,000 | 145,000 | 193,000 |
| Noninterest expense | 753,000 | 1,531,000 | 2,309,000 | 3,176,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 100,000 |
| Pretax income | 173,000 | 358,000 | 565,000 | 730,000 |
| Income tax | 0 | -319,000 | -319,000 | -301,000 |
| Net income | 173,000 | 677,000 | 884,000 | 1,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,236,000 | 12,396,000 | 12,570,000 | 12,740,000 |
| Total capital | 13,014,000 | 13,236,000 | 13,507,000 | 13,743,000 |
| Risk-weighted assets | 62,045,000 | 67,049,000 | 74,930,000 | 80,193,000 |