Call reports 2023
AMERICAN METRO BANK — 2023
What AMERICAN METRO BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 80,744,000 | 84,601,000 | 85,486,000 | 92,548,000 |
| Total loans | 65,215,000 | 67,103,000 | 68,910,000 | 72,506,000 |
| Allowance for loan losses | 882,000 | 902,000 | 971,000 | 982,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,705,000 | 65,830,000 | 65,962,000 | 72,543,000 |
| Interest-bearing deposits | 45,100,000 | 48,466,000 | 48,023,000 | 54,719,000 |
| Noninterest-bearing deposits | 17,605,000 | 17,363,000 | 17,940,000 | 17,824,000 |
| Equity capital | 12,225,000 | 12,805,000 | 13,443,000 | 13,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,106,000 | 2,289,000 | 3,763,000 | 5,077,000 |
| Interest expense | 193,000 | 464,000 | 802,000 | 1,200,000 |
| Net interest income | 913,000 | 1,825,000 | 2,961,000 | 3,877,000 |
| Noninterest income | 47,000 | 93,000 | 241,000 | 290,000 |
| Noninterest expense | 738,000 | 1,470,000 | 2,263,000 | 2,918,000 |
| Provision for loan losses | 15,000 | 30,000 | -160,000 | -160,000 |
| Pretax income | 207,000 | 418,000 | 1,099,000 | 1,409,000 |
| Income tax | 15,000 | -354,000 | -310,000 | -282,000 |
| Net income | 192,000 | 772,000 | 1,409,000 | 1,691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,937,000 | 11,125,000 | 11,761,000 | 12,063,000 |
| Total capital | 11,614,000 | 11,834,000 | 12,474,000 | 12,826,000 |
| Risk-weighted assets | 53,977,000 | 56,542,000 | 56,821,000 | 60,799,000 |