Call reports 2022
AMERICAN METRO BANK — 2022
What AMERICAN METRO BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 84,924,000 | 76,173,000 | 85,456,000 | 81,947,000 |
| Total loans | 58,940,000 | 59,063,000 | 63,042,000 | 66,145,000 |
| Allowance for loan losses | 840,000 | 847,000 | 851,000 | 858,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,355,000 | 59,420,000 | 68,555,000 | 61,751,000 |
| Interest-bearing deposits | 46,103,000 | 42,013,000 | 49,678,000 | 42,283,000 |
| Noninterest-bearing deposits | 17,252,000 | 17,407,000 | 18,877,000 | 19,468,000 |
| Equity capital | 11,191,000 | 11,310,000 | 11,510,000 | 12,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 814,000 | 1,628,000 | 2,463,000 | 3,722,000 |
| Interest expense | 53,000 | 107,000 | 198,000 | 334,000 |
| Net interest income | 761,000 | 1,521,000 | 2,265,000 | 3,388,000 |
| Noninterest income | 44,000 | 88,000 | 320,000 | 453,000 |
| Noninterest expense | 663,000 | 1,330,000 | 2,084,000 | 2,856,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 142,000 | 279,000 | 501,000 | 985,000 |
| Income tax | 15,000 | 33,000 | 54,000 | 33,000 |
| Net income | 127,000 | 246,000 | 447,000 | 952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,903,000 | 10,022,000 | 10,222,000 | 10,745,000 |
| Total capital | 10,592,000 | 10,715,000 | 10,909,000 | 11,450,000 |
| Risk-weighted assets | 54,995,000 | 55,292,000 | 54,818,000 | 56,259,000 |