Call reports 2021
AMERICAN METRO BANK — 2021
What AMERICAN METRO BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 85,722,000 | 89,709,000 | 88,081,000 | 87,804,000 |
| Total loans | 60,033,000 | 59,752,000 | 61,669,000 | 58,801,000 |
| Allowance for loan losses | 814,000 | 813,000 | 820,000 | 831,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,804,000 | 69,630,000 | 67,924,000 | 66,391,000 |
| Interest-bearing deposits | 49,539,000 | 48,742,000 | 46,989,000 | 46,862,000 |
| Noninterest-bearing deposits | 17,265,000 | 20,888,000 | 20,935,000 | 19,529,000 |
| Equity capital | 9,624,000 | 9,797,000 | 9,845,000 | 11,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 991,000 | 1,895,000 | 2,695,000 | 3,554,000 |
| Interest expense | 90,000 | 154,000 | 213,000 | 269,000 |
| Net interest income | 901,000 | 1,741,000 | 2,482,000 | 3,285,000 |
| Noninterest income | 39,000 | 56,000 | 93,000 | -10,000 |
| Noninterest expense | 658,000 | 1,312,000 | 2,002,000 | 2,879,000 |
| Provision for loan losses | 30,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 252,000 | 425,000 | 513,000 | 336,000 |
| Income tax | 0 | 0 | 40,000 | -1,238,000 |
| Net income | 252,000 | 425,000 | 473,000 | 1,574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,624,000 | 9,797,000 | 9,845,000 | 9,776,000 |
| Total capital | 10,217,000 | 10,399,000 | 10,446,000 | 10,435,000 |
| Risk-weighted assets | 47,214,000 | 47,948,000 | 47,828,000 | 52,548,000 |