Call reports 2020
AMERICAN METRO BANK — 2020
What AMERICAN METRO BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 76,668,000 | 84,546,000 | 85,914,000 | 84,116,000 |
| Total loans | 62,947,000 | 64,065,000 | 60,689,000 | 60,463,000 |
| Allowance for loan losses | 668,000 | 688,000 | 720,000 | 778,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,316,000 | 66,060,000 | 67,323,000 | 65,356,000 |
| Interest-bearing deposits | 52,640,000 | 52,086,000 | 53,743,000 | 51,263,000 |
| Noninterest-bearing deposits | 9,676,000 | 13,974,000 | 13,580,000 | 14,093,000 |
| Equity capital | 8,907,000 | 9,087,000 | 9,205,000 | 9,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 960,000 | 1,960,000 | 2,867,000 | 3,741,000 |
| Interest expense | 241,000 | 426,000 | 574,000 | 692,000 |
| Net interest income | 719,000 | 1,534,000 | 2,293,000 | 3,049,000 |
| Noninterest income | 32,000 | 67,000 | 97,000 | 141,000 |
| Noninterest expense | 692,000 | 1,342,000 | 1,983,000 | 2,587,000 |
| Provision for loan losses | 15,000 | 35,000 | 65,000 | 95,000 |
| Pretax income | 44,000 | 224,000 | 342,000 | 508,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 44,000 | 224,000 | 342,000 | 508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,907,000 | 9,087,000 | 9,205,000 | 9,371,000 |
| Total capital | 9,575,000 | 9,759,000 | 9,842,000 | 10,000,000 |
| Risk-weighted assets | 53,593,000 | 53,721,000 | 50,862,000 | 50,188,000 |