Call reports 2019
AMERICAN METRO BANK — 2019
What AMERICAN METRO BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 83,643,000 | 83,243,000 | 81,415,000 | 80,451,000 |
| Total loans | 67,422,000 | 66,870,000 | 66,261,000 | 63,618,000 |
| Allowance for loan losses | 581,000 | 603,000 | 624,000 | 646,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,568,000 | 67,078,000 | 67,119,000 | 64,936,000 |
| Interest-bearing deposits | 58,310,000 | 57,522,000 | 57,099,000 | 54,631,000 |
| Noninterest-bearing deposits | 6,258,000 | 9,556,000 | 10,020,000 | 10,305,000 |
| Equity capital | 8,564,000 | 8,653,000 | 8,748,000 | 8,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,086,000 | 2,193,000 | 3,288,000 | 4,372,000 |
| Interest expense | 334,000 | 674,000 | 989,000 | 1,275,000 |
| Net interest income | 752,000 | 1,519,000 | 2,299,000 | 3,097,000 |
| Noninterest income | 39,000 | 82,000 | 120,000 | 158,000 |
| Noninterest expense | 720,000 | 1,426,000 | 2,134,000 | 2,840,000 |
| Provision for loan losses | 0 | 15,000 | 30,000 | 45,000 |
| Pretax income | 71,000 | 160,000 | 255,000 | 370,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 71,000 | 160,000 | 255,000 | 370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,564,000 | 8,653,000 | 8,748,000 | 8,863,000 |
| Total capital | 9,145,000 | 9,256,000 | 9,372,000 | 9,509,000 |
| Risk-weighted assets | 59,932,000 | 59,304,000 | 56,874,000 | 55,025,000 |