Call reports 2018
AMERICAN METRO BANK — 2018
What AMERICAN METRO BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 66,874,000 | 71,061,000 | 74,702,000 | 80,135,000 |
| Total loans | 54,969,000 | 58,489,000 | 61,325,000 | 64,987,000 |
| Allowance for loan losses | 813,000 | 797,000 | 598,000 | 577,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,314,000 | 53,178,000 | 57,522,000 | 61,180,000 |
| Interest-bearing deposits | 40,998,000 | 46,481,000 | 50,527,000 | 54,316,000 |
| Noninterest-bearing deposits | 6,316,000 | 6,697,000 | 6,995,000 | 6,864,000 |
| Equity capital | 8,221,000 | 8,275,000 | 8,362,000 | 8,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 912,000 | 1,815,000 | 2,796,000 | 3,866,000 |
| Interest expense | 144,000 | 339,000 | 575,000 | 859,000 |
| Net interest income | 768,000 | 1,476,000 | 2,221,000 | 3,007,000 |
| Noninterest income | 55,000 | 100,000 | 162,000 | 198,000 |
| Noninterest expense | 712,000 | 1,411,000 | 2,131,000 | 2,822,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 111,000 | 165,000 | 252,000 | 383,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 111,000 | 165,000 | 252,000 | 383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,221,000 | 8,275,000 | 8,362,000 | 8,492,000 |
| Total capital | 8,853,000 | 8,954,000 | 8,960,000 | 9,068,000 |
| Risk-weighted assets | 50,377,000 | 54,255,000 | 56,790,000 | 59,568,000 |