Call reports 2017
AMERICAN METRO BANK — 2017
What AMERICAN METRO BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 65,712,000 | 63,163,000 | 62,840,000 | 65,693,000 |
| Total loans | 52,447,000 | 50,591,000 | 50,533,000 | 53,723,000 |
| Allowance for loan losses | 939,000 | 946,000 | 953,000 | 811,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,418,000 | 46,338,000 | 42,458,000 | 43,014,000 |
| Interest-bearing deposits | 42,975,000 | 38,303,000 | 34,821,000 | 35,976,000 |
| Noninterest-bearing deposits | 7,443,000 | 8,035,000 | 7,637,000 | 7,038,000 |
| Equity capital | 7,532,000 | 7,585,000 | 7,677,000 | 8,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 761,000 | 1,495,000 | 2,301,000 | 3,100,000 |
| Interest expense | 86,000 | 176,000 | 272,000 | 379,000 |
| Net interest income | 675,000 | 1,319,000 | 2,029,000 | 2,721,000 |
| Noninterest income | 19,000 | 55,000 | 88,000 | 61,000 |
| Noninterest expense | 644,000 | 1,271,000 | 1,922,000 | 2,589,000 |
| Provision for loan losses | 0 | 0 | 0 | -150,000 |
| Pretax income | 50,000 | 103,000 | 195,000 | 343,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 50,000 | 103,000 | 195,000 | 343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,532,000 | 7,585,000 | 7,677,000 | 8,110,000 |
| Total capital | 8,115,000 | 8,162,000 | 8,249,000 | 8,719,000 |
| Risk-weighted assets | 46,261,000 | 45,761,000 | 45,380,000 | 48,543,000 |