Call reports 2016
AMERICAN METRO BANK — 2016
What AMERICAN METRO BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 62,248,000 | 62,175,000 | 65,124,000 | 63,432,000 |
| Total loans | 45,268,000 | 47,370,000 | 50,828,000 | 51,013,000 |
| Allowance for loan losses | 1,162,000 | 910,000 | 917,000 | 932,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,158,000 | 49,005,000 | 50,724,000 | 45,692,000 |
| Interest-bearing deposits | 45,516,000 | 41,092,000 | 43,125,000 | 39,775,000 |
| Noninterest-bearing deposits | 5,643,000 | 7,914,000 | 7,600,000 | 5,917,000 |
| Equity capital | 6,778,000 | 6,930,000 | 7,181,000 | 7,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 660,000 | 1,446,000 | 2,179,000 | 2,936,000 |
| Interest expense | 92,000 | 183,000 | 271,000 | 356,000 |
| Net interest income | 568,000 | 1,263,000 | 1,908,000 | 2,580,000 |
| Noninterest income | 63,000 | 135,000 | 169,000 | 492,000 |
| Noninterest expense | 629,000 | 1,244,000 | 1,872,000 | 2,566,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,000 | 154,000 | 205,000 | 506,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,000 | 154,000 | 205,000 | 506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,778,000 | 6,930,000 | 7,181,000 | 7,482,000 |
| Total capital | 7,305,000 | 7,485,000 | 7,776,000 | 8,070,000 |
| Risk-weighted assets | 41,539,000 | 44,084,000 | 47,259,000 | 46,759,000 |