Call reports 2015
AMERICAN METRO BANK — 2015
What AMERICAN METRO BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 62,347,000 | 63,083,000 | 64,098,000 | 63,479,000 |
| Total loans | 48,694,000 | 49,075,000 | 49,977,000 | 46,653,000 |
| Allowance for loan losses | 1,643,000 | 1,676,000 | 1,554,000 | 1,155,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,679,000 | 52,805,000 | 53,850,000 | 54,275,000 |
| Interest-bearing deposits | 48,457,000 | 47,341,000 | 48,223,000 | 49,502,000 |
| Noninterest-bearing deposits | 4,222,000 | 5,464,000 | 5,627,000 | 4,773,000 |
| Equity capital | 5,765,000 | 5,866,000 | 5,876,000 | 5,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 641,000 | 1,312,000 | 1,997,000 | 2,661,000 |
| Interest expense | 97,000 | 194,000 | 288,000 | 385,000 |
| Net interest income | 544,000 | 1,118,000 | 1,709,000 | 2,276,000 |
| Noninterest income | 36,000 | 66,000 | 135,000 | 96,000 |
| Noninterest expense | 697,000 | 1,325,000 | 1,975,000 | 2,603,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -117,000 | -141,000 | -131,000 | -231,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -117,000 | -141,000 | -131,000 | -231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,765,000 | 5,866,000 | 5,876,000 | 5,776,000 |
| Total capital | 6,337,000 | 6,431,000 | 6,455,000 | 6,322,000 |
| Risk-weighted assets | 44,651,000 | 44,119,000 | 45,333,000 | 43,122,000 |