Call reports 2014
AMERICAN METRO BANK — 2014
What AMERICAN METRO BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 63,921,000 | 63,660,000 | 62,021,000 | 61,021,000 |
| Total loans | 46,060,000 | 45,219,000 | 46,800,000 | 46,526,000 |
| Allowance for loan losses | 1,867,000 | 1,947,000 | 1,971,000 | 1,584,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,481,000 | 56,433,000 | 53,073,000 | 50,442,000 |
| Interest-bearing deposits | 53,067,000 | 52,549,000 | 48,832,000 | 46,431,000 |
| Noninterest-bearing deposits | 4,414,000 | 3,884,000 | 4,241,000 | 4,011,000 |
| Equity capital | 5,041,000 | 5,794,000 | 5,578,000 | 5,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 753,000 | 1,357,000 | 1,995,000 | 2,692,000 |
| Interest expense | 115,000 | 228,000 | 329,000 | 430,000 |
| Net interest income | 638,000 | 1,129,000 | 1,666,000 | 2,262,000 |
| Noninterest income | -168,000 | 14,000 | 59,000 | -135,000 |
| Noninterest expense | 964,000 | 1,819,000 | 2,616,000 | 2,905,000 |
| Provision for loan losses | 0 | 65,000 | 65,000 | -125,000 |
| Pretax income | -494,000 | -741,000 | -956,000 | -653,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -494,000 | -741,000 | -956,000 | -653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,041,000 | 5,794,000 | 5,578,000 | 5,882,000 |
| Total capital | 5,609,000 | 6,339,000 | 6,135,000 | 6,415,000 |
| Risk-weighted assets | 44,195,000 | 42,463,000 | 43,437,000 | 41,616,000 |