Call reports 2013
AMERICAN METRO BANK — 2013
What AMERICAN METRO BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 77,764,000 | 75,055,000 | 70,553,000 | 70,501,000 |
| Total loans | 43,024,000 | 47,333,000 | 46,448,000 | 44,830,000 |
| Allowance for loan losses | 1,394,000 | 1,138,000 | 1,870,000 | 1,870,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,440,000 | 63,814,000 | 59,996,000 | 57,465,000 |
| Interest-bearing deposits | 64,142,000 | 60,134,000 | 56,143,000 | 53,231,000 |
| Noninterest-bearing deposits | 3,298,000 | 3,680,000 | 3,853,000 | 4,234,000 |
| Equity capital | 2,734,000 | 3,687,000 | 3,088,000 | 5,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 629,000 | 1,228,000 | 1,840,000 | 2,463,000 |
| Interest expense | 148,000 | 288,000 | 414,000 | 535,000 |
| Net interest income | 481,000 | 940,000 | 1,426,000 | 1,928,000 |
| Noninterest income | 457,000 | -390,000 | -448,000 | -378,000 |
| Noninterest expense | 793,000 | 1,522,000 | 2,305,000 | 3,057,000 |
| Provision for loan losses | 1,588,000 | 1,618,000 | 2,362,000 | 2,335,000 |
| Pretax income | -1,443,000 | -2,590,000 | -3,689,000 | -3,842,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,443,000 | -2,590,000 | -3,689,000 | -3,842,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,734,000 | 3,687,000 | 3,088,000 | 5,535,000 |
| Total capital | 3,352,000 | 4,288,000 | 3,681,000 | 6,115,000 |
| Risk-weighted assets | 48,629,000 | 47,565,000 | 46,151,000 | 45,079,000 |