Call reports 2012
AMERICAN METRO BANK — 2012
What AMERICAN METRO BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 82,324,000 | 79,154,000 | 81,995,000 | 79,529,000 |
| Total loans | 53,674,000 | 50,182,000 | 48,559,000 | 48,259,000 |
| Allowance for loan losses | 2,627,000 | 2,540,000 | 2,289,000 | 3,024,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,012,000 | 71,033,000 | 69,460,000 | 68,131,000 |
| Interest-bearing deposits | 70,104,000 | 67,604,000 | 65,818,000 | 64,004,000 |
| Noninterest-bearing deposits | 3,908,000 | 3,429,000 | 3,642,000 | 4,126,000 |
| Equity capital | 662,000 | 406,000 | 4,909,000 | 3,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 794,000 | 1,546,000 | 2,203,000 | 2,876,000 |
| Interest expense | 199,000 | 383,000 | 553,000 | 710,000 |
| Net interest income | 595,000 | 1,163,000 | 1,650,000 | 2,166,000 |
| Noninterest income | -371,000 | -298,000 | -318,000 | -538,000 |
| Noninterest expense | 897,000 | 1,844,000 | 2,984,000 | 3,881,000 |
| Provision for loan losses | 0 | 0 | -126,000 | 540,000 |
| Pretax income | -673,000 | -979,000 | -1,526,000 | -2,793,000 |
| Income tax | 0 | -45,000 | -45,000 | 0 |
| Net income | -673,000 | -934,000 | -1,481,000 | -2,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 662,000 | 406,000 | 4,909,000 | 3,678,000 |
| Total capital | 1,324,000 | 812,000 | 5,619,000 | 4,370,000 |
| Risk-weighted assets | 60,304,000 | 57,078,000 | 55,242,000 | 53,042,000 |