Call reports 2011
AMERICAN METRO BANK — 2011
What AMERICAN METRO BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 93,149,000 | 90,320,000 | 88,283,000 | 83,013,000 |
| Total loans | 65,787,000 | 62,137,000 | 59,899,000 | 55,708,000 |
| Allowance for loan losses | 1,878,000 | 2,402,000 | 2,530,000 | 2,778,000 |
| Securities available for sale | 1,228,000 | 1,497,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,679,000 | 78,537,000 | 76,251,000 | 73,902,000 |
| Interest-bearing deposits | 74,344,000 | 72,904,000 | 72,567,000 | 70,009,000 |
| Noninterest-bearing deposits | 4,335,000 | 5,633,000 | 3,684,000 | 3,893,000 |
| Equity capital | 6,597,000 | 3,953,000 | 4,166,000 | 1,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 960,000 | 1,832,000 | 2,714,000 | 3,540,000 |
| Interest expense | 302,000 | 571,000 | 825,000 | 1,047,000 |
| Net interest income | 658,000 | 1,261,000 | 1,889,000 | 2,493,000 |
| Noninterest income | -20,000 | -122,000 | -153,000 | -919,000 |
| Noninterest expense | 848,000 | 1,914,000 | 2,851,000 | 3,952,000 |
| Provision for loan losses | 90,000 | 2,179,000 | 2,435,000 | 2,797,000 |
| Pretax income | -300,000 | -2,954,000 | -3,550,000 | -5,175,000 |
| Income tax | 0 | 0 | 0 | 860,000 |
| Net income | -300,000 | -2,954,000 | -3,550,000 | -6,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,744,000 | 3,090,000 | 3,303,000 | 1,335,000 |
| Total capital | 6,653,000 | 3,944,000 | 4,128,000 | 2,126,000 |
| Risk-weighted assets | 71,442,000 | 66,561,000 | 64,309,000 | 61,355,000 |