Call reports 2010
AMERICAN METRO BANK — 2010
What AMERICAN METRO BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 98,580,000 | 101,931,000 | 99,461,000 | 94,321,000 |
| Total loans | 73,883,000 | 72,611,000 | 70,051,000 | 70,511,000 |
| Allowance for loan losses | 2,113,000 | 2,143,000 | 1,695,000 | 2,155,000 |
| Securities available for sale | 1,587,000 | 1,502,000 | 503,000 | 1,249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,496,000 | 85,806,000 | 83,634,000 | 79,191,000 |
| Interest-bearing deposits | 81,706,000 | 81,751,000 | 79,803,000 | 74,899,000 |
| Noninterest-bearing deposits | 3,790,000 | 4,055,000 | 3,831,000 | 4,292,000 |
| Equity capital | 5,276,000 | 8,290,000 | 8,031,000 | 7,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,119,000 | 2,172,000 | 3,195,000 | 4,260,000 |
| Interest expense | 501,000 | 969,000 | 1,407,000 | 1,757,000 |
| Net interest income | 618,000 | 1,203,000 | 1,788,000 | 2,503,000 |
| Noninterest income | 118,000 | 174,000 | 228,000 | 277,000 |
| Noninterest expense | 796,000 | 1,893,000 | 2,793,000 | 3,926,000 |
| Provision for loan losses | 1,058,000 | 1,118,000 | 1,118,000 | 1,603,000 |
| Pretax income | -1,118,000 | -1,634,000 | -1,895,000 | -2,749,000 |
| Income tax | -54,000 | -110,000 | -110,000 | -110,000 |
| Net income | -1,064,000 | -1,524,000 | -1,785,000 | -2,639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,143,000 | 7,549,000 | 6,978,000 | 6,113,000 |
| Total capital | 5,125,000 | 8,489,000 | 7,892,000 | 7,010,000 |
| Risk-weighted assets | 76,628,000 | 73,991,000 | 72,262,000 | 70,481,000 |