Call reports 2009
AMERICAN METRO BANK — 2009
What AMERICAN METRO BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 93,944,000 | 97,530,000 | 99,068,000 | 98,873,000 |
| Total loans | 73,354,000 | 77,247,000 | 77,759,000 | 74,617,000 |
| Allowance for loan losses | 810,000 | 1,290,000 | 1,222,000 | 1,055,000 |
| Securities available for sale | 86,000 | 558,000 | 853,000 | 826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,640,000 | 83,195,000 | 84,440,000 | 84,662,000 |
| Interest-bearing deposits | 74,321,000 | 76,120,000 | 79,722,000 | 80,006,000 |
| Noninterest-bearing deposits | 4,319,000 | 7,075,000 | 4,718,000 | 4,657,000 |
| Equity capital | 6,573,000 | 6,049,000 | 6,698,000 | 6,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,273,000 | 2,664,000 | 4,039,000 | 4,988,000 |
| Interest expense | 718,000 | 1,434,000 | 2,080,000 | 2,636,000 |
| Net interest income | 555,000 | 1,230,000 | 1,959,000 | 2,352,000 |
| Noninterest income | 79,000 | 149,000 | 848,000 | 905,000 |
| Noninterest expense | 616,000 | 1,275,000 | 2,005,000 | 3,025,000 |
| Provision for loan losses | 60,000 | 663,000 | 703,000 | 763,000 |
| Pretax income | -42,000 | -559,000 | 99,000 | -531,000 |
| Income tax | 72,000 | 72,000 | 72,000 | -134,000 |
| Net income | -114,000 | -631,000 | 27,000 | -397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,345,000 | 5,827,000 | 6,491,000 | 6,224,000 |
| Total capital | 7,155,000 | 6,689,000 | 7,544,000 | 7,157,000 |
| Risk-weighted assets | 76,676,000 | 80,184,000 | 83,307,000 | 79,518,000 |