Call reports 2006
AMERICAN METRO BANK — 2006
What AMERICAN METRO BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 62,596,000 | 71,361,000 | 71,078,000 | 73,313,000 |
| Total loans | 50,499,000 | 51,838,000 | 53,736,000 | 58,684,000 |
| Allowance for loan losses | 599,000 | 629,000 | 659,000 | 689,000 |
| Securities available for sale | 1,417,000 | 1,319,000 | 1,774,000 | 1,402,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,846,000 | 55,983,000 | 55,310,000 | 57,486,000 |
| Interest-bearing deposits | 43,713,000 | 49,330,000 | 49,840,000 | 52,003,000 |
| Noninterest-bearing deposits | 5,133,000 | 6,653,000 | 5,470,000 | 5,483,000 |
| Equity capital | 6,536,000 | 6,725,000 | 6,894,000 | 6,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,130,000 | 2,450,000 | 3,876,000 | 5,281,000 |
| Interest expense | 448,000 | 1,002,000 | 1,649,000 | 2,346,000 |
| Net interest income | 682,000 | 1,448,000 | 2,227,000 | 2,935,000 |
| Noninterest income | 164,000 | 368,000 | 511,000 | 604,000 |
| Noninterest expense | 617,000 | 1,310,000 | 1,992,000 | 2,631,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 199,000 | 446,000 | 656,000 | 788,000 |
| Income tax | 60,000 | 120,000 | 180,000 | 240,000 |
| Net income | 139,000 | 326,000 | 476,000 | 548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,536,000 | 6,725,000 | 6,845,000 | 6,916,000 |
| Total capital | 7,135,000 | 7,354,000 | 7,504,000 | 7,605,000 |
| Risk-weighted assets | 51,342,000 | 54,285,000 | 55,942,000 | 60,199,000 |