Call reports 2003
AMERICAN METRO BANK — 2003
What AMERICAN METRO BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 48,841,000 | 55,194,000 | 54,707,000 | 54,669,000 |
| Total loans | 37,358,000 | 37,338,000 | 37,474,000 | 38,143,000 |
| Allowance for loan losses | 408,000 | 395,000 | 473,000 | 508,000 |
| Securities available for sale | 2,247,000 | 4,722,000 | 5,388,000 | 5,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,465,000 | 47,678,000 | 46,961,000 | 46,791,000 |
| Interest-bearing deposits | 38,197,000 | 43,654,000 | 42,800,000 | 42,014,000 |
| Noninterest-bearing deposits | 3,268,000 | 4,024,000 | 4,161,000 | 4,777,000 |
| Equity capital | 5,117,000 | 5,272,000 | 5,433,000 | 5,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 789,000 | 1,563,000 | 2,335,000 | 3,129,000 |
| Interest expense | 278,000 | 593,000 | 862,000 | 1,106,000 |
| Net interest income | 511,000 | 970,000 | 1,473,000 | 2,023,000 |
| Noninterest income | 177,000 | 384,000 | 604,000 | 758,000 |
| Noninterest expense | 502,000 | 1,001,000 | 1,487,000 | 2,096,000 |
| Provision for loan losses | 0 | -10,000 | 40,000 | 120,000 |
| Pretax income | 186,000 | 363,000 | 550,000 | 565,000 |
| Income tax | 0 | 0 | 0 | -58,000 |
| Net income | 186,000 | 363,000 | 550,000 | 623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,863,000 | 5,039,000 | 5,233,000 | 5,499,000 |
| Total capital | 5,271,000 | 5,434,000 | 5,706,000 | 5,986,000 |
| Risk-weighted assets | 38,183,000 | 39,371,000 | 39,168,000 | 38,879,000 |