Call reports 2002
AMERICAN METRO BANK — 2002
What AMERICAN METRO BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 31,617,000 | 41,486,000 | 43,756,000 | 46,287,000 |
| Total loans | 24,761,000 | 29,081,000 | 32,795,000 | 36,218,000 |
| Allowance for loan losses | 367,000 | 366,000 | 386,000 | 407,000 |
| Securities available for sale | 3,363,000 | 3,933,000 | 4,279,000 | 4,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,331,000 | 35,039,000 | 36,538,000 | 38,770,000 |
| Interest-bearing deposits | 23,450,000 | 31,455,000 | 33,428,000 | 35,402,000 |
| Noninterest-bearing deposits | 1,881,000 | 3,584,000 | 3,110,000 | 3,368,000 |
| Equity capital | 4,589,000 | 4,633,000 | 4,663,000 | 4,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 559,000 | 1,203,000 | 1,898,000 | 2,705,000 |
| Interest expense | 236,000 | 524,000 | 810,000 | 1,094,000 |
| Net interest income | 323,000 | 679,000 | 1,088,000 | 1,611,000 |
| Noninterest income | 75,000 | 138,000 | 257,000 | 460,000 |
| Noninterest expense | 321,000 | 719,000 | 1,177,000 | 1,722,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 40,000 |
| Pretax income | 77,000 | 98,000 | 148,000 | 309,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 77,000 | 98,000 | 148,000 | 389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,444,000 | 4,465,000 | 4,515,000 | 4,676,000 |
| Total capital | 4,742,000 | 4,823,000 | 4,901,000 | 5,083,000 |
| Risk-weighted assets | 23,764,000 | 29,836,000 | 33,263,000 | 35,859,000 |