Call reports 2001
AMERICAN METRO BANK — 2001
What AMERICAN METRO BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 29,159,000 | 29,914,000 | 29,775,000 | 31,184,000 |
| Total loans | 24,235,000 | 22,678,000 | 22,034,000 | 22,350,000 |
| Allowance for loan losses | 406,000 | 394,000 | 366,000 | 366,000 |
| Securities available for sale | 2,433,000 | 3,268,000 | 3,801,000 | 3,771,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,917,000 | 23,947,000 | 23,491,000 | 25,366,000 |
| Interest-bearing deposits | 22,254,000 | 22,058,000 | 21,753,000 | 22,101,000 |
| Noninterest-bearing deposits | 1,663,000 | 1,890,000 | 1,738,000 | 3,265,000 |
| Equity capital | 3,270,000 | 4,029,000 | 4,393,000 | 4,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 644,000 | 1,223,000 | 1,771,000 | 2,313,000 |
| Interest expense | 354,000 | 691,000 | 984,000 | 1,245,000 |
| Net interest income | 290,000 | 532,000 | 787,000 | 1,068,000 |
| Noninterest income | 33,000 | 71,000 | 110,000 | 188,000 |
| Noninterest expense | 291,000 | 591,000 | 931,000 | 1,251,000 |
| Provision for loan losses | 0 | -13,000 | -40,000 | -40,000 |
| Pretax income | 32,000 | 25,000 | 6,000 | 45,000 |
| Income tax | 0 | 0 | 0 | -60,000 |
| Net income | 32,000 | 25,000 | 6,000 | 105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,255,000 | 3,998,000 | 4,327,000 | 4,382,000 |
| Total capital | 3,532,000 | 4,276,000 | 4,596,000 | 4,660,000 |
| Risk-weighted assets | 22,099,000 | 22,114,000 | 21,472,000 | 22,123,000 |