Call reports 2025
GRAND TIMBER BANK — 2025
What GRAND TIMBER BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 61,025,000 | 60,961,000 | 63,202,000 | 63,802,000 |
| Total loans | 53,048,000 | 54,496,000 | 54,239,000 | 56,399,000 |
| Allowance for loan losses | 726,000 | 715,000 | 709,000 | 792,000 |
| Securities available for sale | 1,323,000 | 1,248,000 | 1,194,000 | 1,149,000 |
| Securities held to maturity | 1,840,000 | 1,838,000 | 2,635,000 | 2,547,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,303,000 | 50,234,000 | 51,771,000 | 52,536,000 |
| Interest-bearing deposits | 34,783,000 | 34,616,000 | 34,860,000 | 36,195,000 |
| Noninterest-bearing deposits | 15,520,000 | 15,618,000 | 16,911,000 | 16,341,000 |
| Equity capital | 8,300,000 | 8,095,000 | 8,375,000 | 8,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 976,000 | 2,039,000 | 3,164,000 | 4,261,000 |
| Interest expense | 186,000 | 379,000 | 566,000 | 748,000 |
| Net interest income | 790,000 | 1,660,000 | 2,598,000 | 3,513,000 |
| Noninterest income | 51,000 | 85,000 | 70,000 | 93,000 |
| Noninterest expense | 542,000 | 1,079,000 | 1,616,000 | 2,181,000 |
| Provision for loan losses | 70,000 | 70,000 | 70,000 | 170,000 |
| Pretax income | 229,000 | 596,000 | 982,000 | 1,255,000 |
| Income tax | 71,000 | 162,000 | 281,000 | 351,000 |
| Net income | 158,000 | 434,000 | 701,000 | 904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,637,000 | 6,419,000 | 6,693,000 | 6,902,000 |
| Total capital | 7,236,000 | 7,029,000 | 7,317,000 | 7,541,000 |
| Risk-weighted assets | 47,846,000 | 48,711,000 | 49,912,000 | 50,975,000 |