Call reports 2022
GRAND TIMBER BANK — 2022
What GRAND TIMBER BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 56,757,000 | 58,360,000 | 58,637,000 | 57,023,000 |
| Total loans | 36,783,000 | 38,530,000 | 42,103,000 | 43,427,000 |
| Allowance for loan losses | 55,000 | 89,000 | 80,000 | 86,000 |
| Securities available for sale | 3,919,000 | 4,063,000 | 3,780,000 | 3,630,000 |
| Securities held to maturity | 1,780,000 | 2,888,000 | 2,734,000 | 2,731,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,141,000 | 47,460,000 | 50,652,000 | 49,266,000 |
| Interest-bearing deposits | 34,063,000 | 33,291,000 | 33,578,000 | 32,268,000 |
| Noninterest-bearing deposits | 15,078,000 | 14,169,000 | 17,074,000 | 16,998,000 |
| Equity capital | 7,494,000 | 7,754,000 | 7,906,000 | 7,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 561,000 | 1,463,000 | 2,140,000 | 2,924,000 |
| Interest expense | 27,000 | 56,000 | 84,000 | 124,000 |
| Net interest income | 534,000 | 1,407,000 | 2,056,000 | 2,800,000 |
| Noninterest income | 46,000 | 79,000 | 114,000 | 126,000 |
| Noninterest expense | 382,000 | 770,000 | 1,199,000 | 2,083,000 |
| Provision for loan losses | 43,000 | 77,000 | 90,000 | 104,000 |
| Pretax income | 155,000 | 639,000 | 881,000 | 739,000 |
| Income tax | 43,000 | 173,000 | 267,000 | 212,000 |
| Net income | 112,000 | 466,000 | 614,000 | 527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,667,000 | 5,995,000 | 6,053,000 | 6,254,000 |
| Total capital | — | — | — | 6,340,000 |
| Risk-weighted assets | — | — | — | 40,003,000 |