Call reports 2020
GRAND TIMBER BANK — 2020
What GRAND TIMBER BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 44,329,000 | 51,483,000 | 52,255,000 | 53,151,000 |
| Total loans | 33,287,000 | 31,711,000 | 32,743,000 | 33,094,000 |
| Allowance for loan losses | 845,000 | 790,000 | 822,000 | 854,000 |
| Securities available for sale | 4,153,000 | 4,042,000 | 4,839,000 | 5,050,000 |
| Securities held to maturity | 1,527,000 | 1,527,000 | 1,527,000 | 1,476,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,950,000 | 43,779,000 | 45,360,000 | 46,083,000 |
| Interest-bearing deposits | 26,991,000 | 29,180,000 | 29,718,000 | 30,437,000 |
| Noninterest-bearing deposits | 9,959,000 | 14,599,000 | 15,642,000 | 15,646,000 |
| Equity capital | 6,284,000 | 6,602,000 | 6,790,000 | 6,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 551,000 | 1,109,000 | 1,681,000 | 2,243,000 |
| Interest expense | 37,000 | 70,000 | 109,000 | 140,000 |
| Net interest income | 514,000 | 1,039,000 | 1,572,000 | 2,103,000 |
| Noninterest income | 48,000 | 92,000 | 138,000 | 186,000 |
| Noninterest expense | 354,000 | 694,000 | 1,026,000 | 1,358,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 100,000 |
| Pretax income | 208,000 | 437,000 | 634,000 | 831,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 208,000 | 437,000 | 633,000 | 830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,206,000 | 6,450,000 | 6,632,000 | 6,829,000 |
| Total capital | 6,578,000 | 6,833,000 | 7,015,000 | 7,203,000 |
| Risk-weighted assets | 29,283,000 | 30,268,000 | 30,236,000 | 29,449,000 |