Call reports 2019
GRAND TIMBER BANK — 2019
What GRAND TIMBER BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 42,523,000 | 43,621,000 | 43,934,000 | 44,292,000 |
| Total loans | 28,427,000 | 30,598,000 | 31,720,000 | 33,052,000 |
| Allowance for loan losses | 792,000 | 797,000 | 772,000 | 843,000 |
| Securities available for sale | 5,122,000 | 4,949,000 | 4,629,000 | 4,401,000 |
| Securities held to maturity | 1,981,000 | 1,981,000 | 1,981,000 | 1,981,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,390,000 | 37,842,000 | 37,945,000 | 38,131,000 |
| Interest-bearing deposits | 25,789,000 | 26,512,000 | 26,743,000 | 27,091,000 |
| Noninterest-bearing deposits | 10,601,000 | 11,330,000 | 11,202,000 | 11,040,000 |
| Equity capital | 5,374,000 | 5,659,000 | 5,879,000 | 6,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 524,000 | 1,059,000 | 1,612,000 | 2,180,000 |
| Interest expense | 29,000 | 61,000 | 94,000 | 130,000 |
| Net interest income | 495,000 | 998,000 | 1,518,000 | 2,050,000 |
| Noninterest income | 53,000 | 125,000 | 184,000 | 237,000 |
| Noninterest expense | 323,000 | 671,000 | 1,035,000 | 1,379,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 225,000 | 452,000 | 667,000 | 868,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 225,000 | 452,000 | 667,000 | 868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,356,000 | 5,583,000 | 5,798,000 | 5,998,000 |
| Total capital | 5,684,000 | 5,930,000 | 6,145,000 | 6,370,000 |
| Risk-weighted assets | 25,682,000 | 27,299,000 | 27,324,000 | 29,285,000 |