Call reports 2016
GRAND TIMBER BANK — 2016
What GRAND TIMBER BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 43,077,000 | 44,278,000 | 42,465,000 | 42,488,000 |
| Total loans | 26,868,000 | 27,189,000 | 26,176,000 | 26,709,000 |
| Allowance for loan losses | 1,001,000 | 1,009,000 | 962,000 | 872,000 |
| Securities available for sale | 7,623,000 | 7,641,000 | 7,621,000 | 7,576,000 |
| Securities held to maturity | 869,000 | 903,000 | 899,000 | 895,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,031,000 | 37,651,000 | 35,841,000 | 35,766,000 |
| Interest-bearing deposits | 27,131,000 | 28,516,000 | 25,962,000 | 25,956,000 |
| Noninterest-bearing deposits | 8,900,000 | 9,135,000 | 9,879,000 | 9,810,000 |
| Equity capital | 6,388,000 | 6,499,000 | 6,489,000 | 6,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 443,000 | 894,000 | 1,337,000 | 1,794,000 |
| Interest expense | 23,000 | 46,000 | 70,000 | 93,000 |
| Net interest income | 420,000 | 848,000 | 1,267,000 | 1,701,000 |
| Noninterest income | 52,000 | 105,000 | 137,000 | 78,000 |
| Noninterest expense | 350,000 | 658,000 | 1,066,000 | 1,286,000 |
| Provision for loan losses | 0 | 0 | -60,000 | -60,000 |
| Pretax income | 122,000 | 295,000 | 398,000 | 553,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 122,000 | 295,000 | 398,000 | 553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,368,000 | 6,457,000 | 6,458,000 | 6,613,000 |
| Total capital | 6,709,000 | 6,807,000 | 6,808,000 | 6,934,000 |
| Risk-weighted assets | 26,618,000 | 27,367,000 | 27,363,000 | 25,106,000 |