Call reports 2015
GRAND TIMBER BANK — 2015
What GRAND TIMBER BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 41,406,000 | 41,436,000 | 42,844,000 | 42,815,000 |
| Total loans | 27,505,000 | 27,193,000 | 27,969,000 | 27,795,000 |
| Allowance for loan losses | 1,259,000 | 1,032,000 | 1,047,000 | 1,055,000 |
| Securities available for sale | 6,814,000 | 7,797,000 | 8,309,000 | 8,104,000 |
| Securities held to maturity | 322,000 | 320,000 | 913,000 | 911,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,867,000 | 34,518,000 | 35,815,000 | 35,929,000 |
| Interest-bearing deposits | 27,064,000 | 26,569,000 | 27,620,000 | 27,137,000 |
| Noninterest-bearing deposits | 7,803,000 | 7,949,000 | 8,195,000 | 8,792,000 |
| Equity capital | 6,408,000 | 6,798,000 | 6,702,000 | 6,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 459,000 | 970,000 | 1,436,000 | 1,905,000 |
| Interest expense | 28,000 | 54,000 | 80,000 | 104,000 |
| Net interest income | 431,000 | 916,000 | 1,356,000 | 1,801,000 |
| Noninterest income | 71,000 | 124,000 | 165,000 | 208,000 |
| Noninterest expense | 320,000 | 704,000 | 1,115,000 | 1,526,000 |
| Provision for loan losses | 0 | -250,000 | -250,000 | -250,000 |
| Pretax income | 182,000 | 586,000 | 656,000 | 733,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 182,000 | 586,000 | 656,000 | 733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,369,000 | 6,774,000 | 6,669,000 | 6,746,000 |
| Total capital | 6,688,000 | 7,093,000 | 7,023,000 | 7,097,000 |
| Risk-weighted assets | 24,616,000 | 24,772,000 | 27,653,000 | 27,374,000 |