Call reports 2014
GRAND TIMBER BANK — 2014
What GRAND TIMBER BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 39,941,000 | 41,242,000 | 41,573,000 | 40,268,000 |
| Total loans | 27,479,000 | 26,924,000 | 27,522,000 | 27,981,000 |
| Allowance for loan losses | 1,234,000 | 1,205,000 | 1,212,000 | 1,300,000 |
| Securities available for sale | 5,157,000 | 4,852,000 | 7,314,000 | 6,984,000 |
| Securities held to maturity | 555,000 | 377,000 | 364,000 | 362,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,973,000 | 35,161,000 | 35,720,000 | 33,948,000 |
| Interest-bearing deposits | 26,975,000 | 27,471,000 | 28,154,000 | 26,738,000 |
| Noninterest-bearing deposits | 6,998,000 | 7,690,000 | 7,566,000 | 7,210,000 |
| Equity capital | 5,839,000 | 5,958,000 | 5,717,000 | 6,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 471,000 | 953,000 | 1,433,000 | 2,029,000 |
| Interest expense | 39,000 | 78,000 | 113,000 | 142,000 |
| Net interest income | 432,000 | 875,000 | 1,320,000 | 1,887,000 |
| Noninterest income | 73,000 | 86,000 | 81,000 | 338,000 |
| Noninterest expense | 426,000 | 760,000 | 1,129,000 | 1,468,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 79,000 | 201,000 | 272,000 | 757,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 79,000 | 201,000 | 272,000 | 757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,810,000 | 5,932,000 | 5,704,000 | 6,187,000 |
| Total capital | 6,158,000 | 6,242,000 | 6,048,000 | 6,530,000 |
| Risk-weighted assets | 26,917,000 | 26,464,000 | 26,638,000 | 26,455,000 |