Call reports 2013
GRAND TIMBER BANK — 2013
What GRAND TIMBER BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 43,496,000 | 44,555,000 | 42,160,000 | 40,107,000 |
| Total loans | 29,914,000 | 29,721,000 | 29,416,000 | 28,619,000 |
| Allowance for loan losses | 1,329,000 | 1,334,000 | 1,337,000 | 1,264,000 |
| Securities available for sale | 4,340,000 | 4,802,000 | 5,344,000 | 5,310,000 |
| Securities held to maturity | 803,000 | 792,000 | 780,000 | 775,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,937,000 | 38,837,000 | 36,397,000 | 34,266,000 |
| Interest-bearing deposits | 29,980,000 | 31,370,000 | 29,076,000 | 27,770,000 |
| Noninterest-bearing deposits | 7,957,000 | 7,467,000 | 7,321,000 | 6,496,000 |
| Equity capital | 5,390,000 | 5,573,000 | 5,685,000 | 5,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 501,000 | 1,014,000 | 1,544,000 | 2,068,000 |
| Interest expense | 55,000 | 107,000 | 153,000 | 195,000 |
| Net interest income | 446,000 | 907,000 | 1,391,000 | 1,873,000 |
| Noninterest income | 30,000 | 133,000 | 246,000 | 280,000 |
| Noninterest expense | 281,000 | 661,000 | 1,131,000 | 1,560,000 |
| Provision for loan losses | 12,000 | 12,000 | 31,000 | 31,000 |
| Pretax income | 183,000 | 367,000 | 475,000 | 562,000 |
| Income tax | 0 | 0 | 1,000 | 0 |
| Net income | 183,000 | 367,000 | 474,000 | 562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,352,000 | 5,536,000 | 5,643,000 | 5,731,000 |
| Total capital | 5,735,000 | 5,917,000 | 6,018,000 | 6,084,000 |
| Risk-weighted assets | 29,609,000 | 29,418,000 | 28,915,000 | 27,358,000 |