Call reports 2012
GRAND TIMBER BANK — 2012
What GRAND TIMBER BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 42,597,000 | 41,641,000 | 42,515,000 | 41,404,000 |
| Total loans | 31,360,000 | 30,869,000 | 30,235,000 | 30,305,000 |
| Allowance for loan losses | 1,202,000 | 1,327,000 | 1,428,000 | 1,378,000 |
| Securities available for sale | 5,127,000 | 4,576,000 | 4,549,000 | 4,486,000 |
| Securities held to maturity | 840,000 | 819,000 | 804,000 | 848,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,632,000 | 36,609,000 | 37,396,000 | 36,100,000 |
| Interest-bearing deposits | 30,712,000 | 29,680,000 | 30,590,000 | 28,498,000 |
| Noninterest-bearing deposits | 6,920,000 | 6,929,000 | 6,806,000 | 7,602,000 |
| Equity capital | 4,871,000 | 4,938,000 | 5,005,000 | 5,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 581,000 | 1,141,000 | 1,711,000 | 2,269,000 |
| Interest expense | 79,000 | 151,000 | 220,000 | 283,000 |
| Net interest income | 502,000 | 990,000 | 1,491,000 | 1,986,000 |
| Noninterest income | 88,000 | 146,000 | 131,000 | 192,000 |
| Noninterest expense | 341,000 | 705,000 | 1,038,000 | 1,383,000 |
| Provision for loan losses | 61,000 | 173,000 | 258,000 | 263,000 |
| Pretax income | 188,000 | 258,000 | 326,000 | 532,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 188,000 | 258,000 | 326,000 | 532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,825,000 | 4,895,000 | 4,963,000 | 5,169,000 |
| Total capital | 5,224,000 | 5,287,000 | 5,351,000 | 5,552,000 |
| Risk-weighted assets | 30,842,000 | 30,075,000 | 29,930,000 | 29,596,000 |