Call reports 2011
GRAND TIMBER BANK — 2011
What GRAND TIMBER BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 41,805,000 | 42,588,000 | 42,703,000 | 43,041,000 |
| Total loans | 32,935,000 | 32,568,000 | 32,123,000 | 32,225,000 |
| Allowance for loan losses | 1,124,000 | 1,182,000 | 1,292,000 | 1,312,000 |
| Securities available for sale | 4,060,000 | 4,533,000 | 4,479,000 | 5,212,000 |
| Securities held to maturity | 77,000 | 75,000 | 474,000 | 855,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,935,000 | 37,966,000 | 38,090,000 | 38,262,000 |
| Interest-bearing deposits | 30,506,000 | 32,111,000 | 31,416,000 | 31,079,000 |
| Noninterest-bearing deposits | 6,429,000 | 5,855,000 | 6,674,000 | 7,183,000 |
| Equity capital | 4,787,000 | 4,535,000 | 4,511,000 | 4,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 622,000 | 1,217,000 | 1,813,000 | 2,393,000 |
| Interest expense | 94,000 | 188,000 | 279,000 | 363,000 |
| Net interest income | 528,000 | 1,029,000 | 1,534,000 | 2,030,000 |
| Noninterest income | 20,000 | 109,000 | 90,000 | 156,000 |
| Noninterest expense | 410,000 | 955,000 | 1,139,000 | 1,470,000 |
| Provision for loan losses | 359,000 | 661,000 | 977,000 | 1,024,000 |
| Pretax income | -221,000 | -478,000 | -492,000 | -308,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | -221,000 | -478,000 | -493,000 | -309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,726,000 | 4,469,000 | 4,454,000 | 4,637,000 |
| Total capital | 5,151,000 | 4,884,000 | 4,861,000 | 5,045,000 |
| Risk-weighted assets | 33,186,000 | 32,300,000 | 31,531,000 | 31,613,000 |