Call reports 2010
GRAND TIMBER BANK — 2010
What GRAND TIMBER BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 44,253,000 | 44,822,000 | 43,948,000 | 42,548,000 |
| Total loans | 33,314,000 | 32,991,000 | 34,412,000 | 33,568,000 |
| Allowance for loan losses | 742,000 | 563,000 | 647,000 | 786,000 |
| Securities available for sale | 5,202,000 | 4,383,000 | 4,258,000 | 4,046,000 |
| Securities held to maturity | 43,000 | 41,000 | 55,000 | 79,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,959,000 | 37,595,000 | 37,555,000 | 37,416,000 |
| Interest-bearing deposits | 30,083,000 | 31,031,000 | 30,932,000 | 30,601,000 |
| Noninterest-bearing deposits | 6,876,000 | 6,564,000 | 6,623,000 | 6,815,000 |
| Equity capital | 5,132,000 | 5,140,000 | 5,279,000 | 5,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 643,000 | 1,288,000 | 1,937,000 | 2,543,000 |
| Interest expense | 156,000 | 299,000 | 442,000 | 551,000 |
| Net interest income | 487,000 | 989,000 | 1,495,000 | 1,992,000 |
| Noninterest income | 90,000 | 119,000 | 221,000 | 191,000 |
| Noninterest expense | 372,000 | 831,000 | 1,235,000 | 1,710,000 |
| Provision for loan losses | 199,000 | 275,000 | 360,000 | 595,000 |
| Pretax income | 6,000 | 2,000 | 121,000 | -122,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 6,000 | 1,000 | 120,000 | -123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,075,000 | 5,071,000 | 5,190,000 | 4,947,000 |
| Total capital | 5,512,000 | 5,515,000 | 5,637,000 | 5,384,000 |
| Risk-weighted assets | 34,651,000 | 35,051,000 | 35,423,000 | 34,455,000 |