Call reports 2009
GRAND TIMBER BANK — 2009
What GRAND TIMBER BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 49,068,000 | 48,458,000 | 46,790,000 | 44,865,000 |
| Total loans | 39,302,000 | 38,005,000 | 38,004,000 | 32,960,000 |
| Allowance for loan losses | 636,000 | 649,000 | 761,000 | 545,000 |
| Securities available for sale | 5,028,000 | 5,608,000 | 4,004,000 | 4,364,000 |
| Securities held to maturity | 49,000 | 48,000 | 46,000 | 45,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,320,000 | 38,884,000 | 38,561,000 | 37,570,000 |
| Interest-bearing deposits | 33,169,000 | 33,188,000 | 32,842,000 | 31,040,000 |
| Noninterest-bearing deposits | 5,151,000 | 5,696,000 | 5,719,000 | 6,530,000 |
| Equity capital | 5,162,000 | 5,126,000 | 5,114,000 | 5,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 789,000 | 1,500,000 | 2,149,000 | 2,760,000 |
| Interest expense | 263,000 | 508,000 | 716,000 | 894,000 |
| Net interest income | 526,000 | 992,000 | 1,433,000 | 1,866,000 |
| Noninterest income | 103,000 | 208,000 | 236,000 | 365,000 |
| Noninterest expense | 337,000 | 790,000 | 1,079,000 | 1,549,000 |
| Provision for loan losses | 50,000 | 100,000 | 295,000 | 295,000 |
| Pretax income | 242,000 | 310,000 | 295,000 | 387,000 |
| Income tax | 0 | 1,000 | 1,000 | 2,000 |
| Net income | 242,000 | 309,000 | 294,000 | 385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,093,000 | 5,053,000 | 5,038,000 | 5,129,000 |
| Total capital | 5,577,000 | 5,520,000 | 5,508,000 | 5,605,000 |
| Risk-weighted assets | 38,569,000 | 37,174,000 | 37,330,000 | 38,027,000 |