Call reports 2007
GRAND TIMBER BANK — 2007
What GRAND TIMBER BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 50,153,000 | 51,833,000 | 53,324,000 | 52,470,000 |
| Total loans | 42,180,000 | 42,157,000 | 41,662,000 | 38,070,000 |
| Allowance for loan losses | 695,000 | 696,000 | 689,000 | 620,000 |
| Securities available for sale | 3,153,000 | 3,194,000 | 4,105,000 | 6,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,126,000 | 40,898,000 | 42,574,000 | 42,044,000 |
| Interest-bearing deposits | 32,549,000 | 33,948,000 | 35,135,000 | 35,012,000 |
| Noninterest-bearing deposits | 6,577,000 | 6,950,000 | 7,439,000 | 7,032,000 |
| Equity capital | 4,813,000 | 4,727,000 | 5,024,000 | 4,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,037,000 | 2,061,000 | 3,150,000 | 4,235,000 |
| Interest expense | 388,000 | 788,000 | 1,205,000 | 1,619,000 |
| Net interest income | 649,000 | 1,273,000 | 1,945,000 | 2,616,000 |
| Noninterest income | 66,000 | 142,000 | 209,000 | 288,000 |
| Noninterest expense | 252,000 | 610,000 | 864,000 | 1,182,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 200,000 |
| Pretax income | 413,000 | 755,000 | 1,240,000 | 1,522,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 413,000 | 755,000 | 1,239,000 | 1,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,808,000 | 4,732,000 | 5,008,000 | 4,690,000 |
| Total capital | 5,314,000 | 5,247,000 | 5,524,000 | 5,181,000 |
| Risk-weighted assets | 40,303,000 | 41,083,000 | 41,130,000 | 39,159,000 |