Call reports 2006
GRAND TIMBER BANK — 2006
What GRAND TIMBER BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 46,975,000 | 50,239,000 | 48,318,000 | 50,009,000 |
| Total loans | 41,789,000 | 42,843,000 | 42,333,000 | 42,796,000 |
| Allowance for loan losses | 440,000 | 451,000 | 625,000 | 645,000 |
| Securities available for sale | 2,615,000 | 2,675,000 | 2,713,000 | 2,717,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,913,000 | 39,039,000 | 37,999,000 | 39,246,000 |
| Interest-bearing deposits | 30,398,000 | 31,035,000 | 30,510,000 | 32,657,000 |
| Noninterest-bearing deposits | 6,515,000 | 8,004,000 | 7,489,000 | 6,589,000 |
| Equity capital | 4,540,000 | 3,983,000 | 4,093,000 | 4,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 843,000 | 1,757,000 | 2,753,000 | 3,817,000 |
| Interest expense | 299,000 | 628,000 | 988,000 | 1,365,000 |
| Net interest income | 544,000 | 1,129,000 | 1,765,000 | 2,452,000 |
| Noninterest income | 78,000 | 171,000 | 242,000 | 314,000 |
| Noninterest expense | 227,000 | 489,000 | 754,000 | 1,049,000 |
| Provision for loan losses | 0 | 15,000 | 195,000 | 195,000 |
| Pretax income | 395,000 | 796,000 | 1,058,000 | 1,522,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 395,000 | 795,000 | 1,057,000 | 1,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,540,000 | 3,997,000 | 4,091,000 | 4,559,000 |
| Total capital | 4,980,000 | 4,448,000 | 4,593,000 | 5,068,000 |
| Risk-weighted assets | 39,341,000 | 40,751,000 | 40,083,000 | 40,552,000 |