Call reports 2004
GRAND TIMBER BANK — 2004
What GRAND TIMBER BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 41,255,000 | 42,582,000 | 42,867,000 | 44,609,000 |
| Total loans | 34,222,000 | 36,430,000 | 37,253,000 | 37,873,000 |
| Allowance for loan losses | 409,000 | 411,000 | 418,000 | 419,000 |
| Securities available for sale | 1,099,000 | 977,000 | 702,000 | 691,000 |
| Securities held to maturity | 100,000 | 100,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,833,000 | 33,467,000 | 34,617,000 | 35,989,000 |
| Interest-bearing deposits | 25,988,000 | 26,779,000 | 27,533,000 | 28,326,000 |
| Noninterest-bearing deposits | 6,845,000 | 6,688,000 | 7,084,000 | 7,663,000 |
| Equity capital | 4,202,000 | 3,758,000 | 4,023,000 | 4,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 664,000 | 1,336,000 | 2,066,000 | 2,834,000 |
| Interest expense | 147,000 | 291,000 | 464,000 | 646,000 |
| Net interest income | 517,000 | 1,045,000 | 1,602,000 | 2,188,000 |
| Noninterest income | 73,000 | 139,000 | 213,000 | 285,000 |
| Noninterest expense | 211,000 | 438,000 | 665,000 | 909,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 379,000 | 746,000 | 1,150,000 | 1,554,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 379,000 | 746,000 | 1,149,000 | 1,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,143,000 | 3,718,000 | 3,982,000 | 4,387,000 |
| Total capital | 4,541,000 | 4,129,000 | 4,400,000 | 4,806,000 |
| Risk-weighted assets | 31,810,000 | 33,894,000 | 34,559,000 | 35,132,000 |