Call reports 2002
GRAND TIMBER BANK — 2002
What GRAND TIMBER BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 37,609,000 | 39,565,000 | 40,709,000 | 39,849,000 |
| Total loans | 28,362,000 | 29,083,000 | 29,959,000 | 30,653,000 |
| Allowance for loan losses | 373,000 | 379,000 | 379,000 | 377,000 |
| Securities available for sale | 4,080,000 | 5,751,000 | 5,794,000 | 4,654,000 |
| Securities held to maturity | 103,000 | 102,000 | 102,000 | 102,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,842,000 | 31,854,000 | 32,747,000 | 31,784,000 |
| Interest-bearing deposits | 25,562,000 | 26,260,000 | 26,736,000 | 25,449,000 |
| Noninterest-bearing deposits | 4,280,000 | 5,594,000 | 6,011,000 | 6,335,000 |
| Equity capital | 3,479,000 | 3,456,000 | 3,692,000 | 3,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 676,000 | 1,357,000 | 2,052,000 | 2,731,000 |
| Interest expense | 230,000 | 453,000 | 673,000 | 879,000 |
| Net interest income | 446,000 | 904,000 | 1,379,000 | 1,852,000 |
| Noninterest income | 65,000 | 128,000 | 194,000 | 271,000 |
| Noninterest expense | 202,000 | 424,000 | 628,000 | 837,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 309,000 | 608,000 | 945,000 | 1,286,000 |
| Income tax | 0 | 1,000 | 1,000 | 8,000 |
| Net income | 309,000 | 607,000 | 944,000 | 1,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,426,000 | 3,388,000 | 3,591,000 | 3,724,000 |
| Total capital | 3,766,000 | 3,736,000 | 3,946,000 | 4,089,000 |
| Risk-weighted assets | 27,113,000 | 27,829,000 | 28,442,000 | 29,200,000 |