Call reports 2001
GRAND TIMBER BANK — 2001
What GRAND TIMBER BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 32,886,000 | 35,094,000 | 35,801,000 | 37,773,000 |
| Total loans | 29,195,000 | 29,321,000 | 29,788,000 | 29,041,000 |
| Allowance for loan losses | 336,000 | 336,000 | 405,000 | 405,000 |
| Securities available for sale | 1,235,000 | 1,951,000 | 1,963,000 | 3,800,000 |
| Securities held to maturity | 103,000 | 103,000 | 103,000 | 103,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,154,000 | 27,441,000 | 28,067,000 | 29,754,000 |
| Interest-bearing deposits | 21,034,000 | 23,023,000 | 22,984,000 | 24,239,000 |
| Noninterest-bearing deposits | 4,120,000 | 4,418,000 | 5,083,000 | 5,515,000 |
| Equity capital | 3,390,000 | 3,343,000 | 3,434,000 | 3,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 765,000 | 1,525,000 | 2,291,000 | 3,019,000 |
| Interest expense | 289,000 | 580,000 | 877,000 | 1,134,000 |
| Net interest income | 476,000 | 945,000 | 1,414,000 | 1,885,000 |
| Noninterest income | 57,000 | 102,000 | 146,000 | 217,000 |
| Noninterest expense | 212,000 | 440,000 | 642,000 | 854,000 |
| Provision for loan losses | 7,000 | 7,000 | 88,000 | 88,000 |
| Pretax income | 314,000 | 600,000 | 830,000 | 1,160,000 |
| Income tax | 32,000 | 60,000 | 73,000 | 9,000 |
| Net income | 282,000 | 540,000 | 757,000 | 1,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,353,000 | 3,311,000 | 3,363,000 | 3,692,000 |
| Total capital | 3,689,000 | 3,647,000 | 3,768,000 | 4,097,000 |
| Risk-weighted assets | 31,643,000 | 32,703,000 | 33,685,000 | 33,570,000 |