Call reports 2015
FARMERS BANK, THE — 2015
What FARMERS BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 108,665,000 | 106,995,000 | 105,139,000 | 110,985,000 |
| Total loans | 60,603,000 | 62,697,000 | 62,484,000 | 61,946,000 |
| Allowance for loan losses | 693,000 | 693,000 | 691,000 | 684,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 24,575,000 | 25,098,000 | 24,933,000 | 24,214,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,460,000 | 84,006,000 | 81,331,000 | 86,618,000 |
| Interest-bearing deposits | 58,017,000 | 58,038,000 | 55,843,000 | 58,872,000 |
| Noninterest-bearing deposits | 28,443,000 | 25,968,000 | 25,487,000 | 27,746,000 |
| Equity capital | 21,861,000 | 22,349,000 | 22,863,000 | 23,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,161,000 | 2,344,000 | 3,530,000 | 4,716,000 |
| Interest expense | 68,000 | 136,000 | 201,000 | 265,000 |
| Net interest income | 1,093,000 | 2,208,000 | 3,329,000 | 4,451,000 |
| Noninterest income | 181,000 | 346,000 | 520,000 | 722,000 |
| Noninterest expense | 618,000 | 1,227,000 | 1,809,000 | 2,459,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 656,000 | 1,327,000 | 2,040,000 | 2,714,000 |
| Income tax | 165,000 | 348,000 | 547,000 | 603,000 |
| Net income | 491,000 | 979,000 | 1,493,000 | 2,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,861,000 | 22,349,000 | 22,862,000 | 23,232,000 |
| Total capital | 22,554,000 | 23,042,000 | 23,553,000 | 23,916,000 |
| Risk-weighted assets | 74,502,000 | 75,902,000 | 76,511,000 | 77,171,000 |