Call reports 2013
FARMERS BANK, THE — 2013
What FARMERS BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 104,492,000 | 102,796,000 | 99,492,000 | 102,533,000 |
| Total loans | 61,930,000 | 59,155,000 | 62,727,000 | 60,158,000 |
| Allowance for loan losses | 738,000 | 734,000 | 683,000 | 700,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,784,000 | 20,101,000 | 20,919,000 | 21,630,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,944,000 | 81,498,000 | 79,712,000 | 82,207,000 |
| Interest-bearing deposits | 59,910,000 | 59,778,000 | 57,497,000 | 58,760,000 |
| Noninterest-bearing deposits | 24,034,000 | 21,720,000 | 22,215,000 | 23,447,000 |
| Equity capital | 20,178,000 | 20,646,000 | 19,115,000 | 19,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,184,000 | 2,315,000 | 3,493,000 | 4,700,000 |
| Interest expense | 105,000 | 208,000 | 305,000 | 398,000 |
| Net interest income | 1,079,000 | 2,107,000 | 3,188,000 | 4,302,000 |
| Noninterest income | 169,000 | 376,000 | 579,000 | 742,000 |
| Noninterest expense | 613,000 | 1,204,000 | 1,797,000 | 2,519,000 |
| Provision for loan losses | 0 | 0 | 806,000 | 827,000 |
| Pretax income | 635,000 | 1,279,000 | 1,164,000 | 1,698,000 |
| Income tax | 133,000 | 309,000 | 225,000 | 366,000 |
| Net income | 502,000 | 970,000 | 939,000 | 1,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,178,000 | 20,646,000 | 19,115,000 | 19,508,000 |
| Total capital | 20,916,000 | 21,380,000 | 19,798,000 | 20,208,000 |
| Risk-weighted assets | 72,759,000 | 70,275,000 | 73,307,000 | 72,039,000 |